Bringing Financial clarity to South African families

As fellow South Africans, we at TTT Financial Group understand the challenges our families face. We aspire to provide South African families with the freedom to choose, live stress-free, and create lasting memories through clear, trustworthy, and sustainable financial guidance. By offering expert tax, accounting, insurance, and investment services, we empower you to take control of your future with confidence and peace of mind.

Secure Your Financial Future with Expert Tax, Accounting, Investment & Insurance Solutions

All Your Financial Needs, One Trusted Partner

At TTT Financial Group, we provide tailored financial solutions designed to support both individuals and businesses. Whether you need help with personal tax returns, business accounting, retirement planning, or comprehensive insurance cover, our experienced team is here to advise you every step of the way.

We’re committed to delivering service that is attentive, reliable, and efficient, always shaped around your unique needs. With clients across South Africa, we take pride in being a financial partner you can trust.

Our Services

Backed by advanced technology and personalised client care, we make your financial management seamless and efficient.

Tax Services for individuals

Specialised knowledge and skills relating to understanding, interpreting, and implementing the legal framework, laws, and strategies of taxation.

Income tax returns

Prepare and submit annual returns, and manage audits as needed. We specialize in complex tax claims, commission claims, travel claims, and more.

Tax clearance & Tax directives

Assistance in the application for the tax directive as well as obtaining the tax clearance certificate from SARS.

Provisional Tax Submissions

Submission of provisional tax returns together with compliance and tax optimisation planning.

Dispute and ADR resolution

We assist individuals and businesses in resolving tax disputes with SARS through effective and compliant strategies. Whether it’s a disagreement over assessments, penalties, or audits, we ensure your rights are protected and your case is presented clearly and professionally.

Financial Emigration

Our goal is to help you legally cease tax residency and manage your worldwide income reporting hile ensuring full compliance with South African regulations.

Tax planning & Advisory

Specialised in tax planning and structuring, using the legal framework to ensure efficiency.

Accounting Services

We provide reliable and professional accounting services tailored to meet the unique needs of individuals and businesses. From accurate record-keeping to strategic financial insights, we ensure your financial data is organized, compliant, and ready to support sound decision-making.

SMME Accounting & Tax Solutions

Full-service monthly and annual accounting support tailored to small and medium-sized businesses. We manage bookkeeping, tax compliance, VAT, payroll submissions, financial reporting, and strategic budgeting — giving you accurate, real-time insight into your business performance while ensuring full SARS and CIPC compliance.

Sole Proprietors & Freelancers Compliance Pack

Designed for individuals running their own businesses or earning variable income, this package ensures end-to-end compliance with SARS, including business income declarations, rental or foreign income, provisional tax, and directive applications. We simplify your tax affairs while maximising deductible claims and minimising admin.

VAT & Business Registrations

We provide a complete and professional registration and setup solution for new and growing businesses. This includes registering your company with CIPC and VAT, tax profiles, employer accounts, and industry-specific platforms — all handled through one expert point of contact. Our approach ensures your business is compliant, properly structured, and ready to operate efficiently from day one.

Short - Term Insurance

Our experienced insurance experts provide peace of mind that your personal assets and business risks are suitably covered. Through our partnerships with more than 25 of the top insurers in South Africa, we can ensure that your policies are competitive and tailored to your needs.

Personal Insurance

Our personal insurance plans protect your precious assets including home contents, vehicles, and personal belongings from theft, loss, and damage. Options include all-risk cover, legal liability, power surge protection, and accidental damage leaving you worry-free no matter where you go.

Commercial Insurance

Help protect your business against unplanned financial risks. Our commercial insurance plans shield your property from liability risk, business interruption, employee, company vehicle, and even employee related risks. We develop a specific policy for each every industry offering tailored customisation and comprehensive protection to ensure peace of mind.

Specialised Insurance

With a policy tailored to every unique need, our specialist insurance solutions offer targeted protection where standard policies do not work. From cyber threats, professional liability, marine, aviation, and event coverage, we go beyond the typical range of services offered by other providers ensuring tailored solutions for your specific industry needs.

Financial Planning & Wealth Management

We help individuals, families, and business owners grow, protect, and preserve their wealth through personalised financial strategies.

Life Insurance, Disability & Dread Disease, Income Protection

Life insurance safeguards for your dependents in your absence, and comprehensive cover brackets the rest of the financial future. Disability and dread disease cover offer shielding if you become seriously unwell or injured. In the unfortunate event where health difficulties disable you, income protection provides access to funds and assures a tightened financial belt.

Investment & Wealth Management

Enhance your assets and mitigate risks in a carefully targeted manner with unparalleled investment methodologies and individualised guidance. You are offered comprehensive wealth management services which are unique to your financial objectives.

Wills & Estate Planning

Wills and estate planning are crucial processes that ensure your assets and affairs are managed and distributed as you wish after your death. A will is a legal document outlining how you want your assets to be distributed, who your beneficiaries are, and who will care for your children if you have them. Estate planning is a broader process that involves structuring your assets and affairs to minimize tax burdens, ensure smooth administration of your estate, and protect your loved ones.

Business Succession Planning

With a carefully crafted succession plan, safeguard your business’s future. We assist professionals undergoing retirement, selling their businesses, or facing other sudden life events with seamless, protective value-aligned transitions to aid in achieving operational continuity and business goals.

Retirement Planning

Retirement planning enables you to set aside funds in advance so that you can spend it during your retirement ensuring that you live a secure and comfortable life. It guarantees that there are continuous cash inflows and peace of mind during the retirement years through custom savings, investments, and insurance solutions. If you wish to enjoy the lifestyle you desire, then early planning will be able to give you maximum benefits.

Tax Service Needs & More

Registrations, Licensing and Certificates

TTT Tax Services understands that taxation can be a perplexing issue to deal with. Our committed staff provides tailored approach to offer solutions that ensures compliance while reducing liabilities and increasing refunds.

PAYE Registration & Management

When employing staff who earn above the tax threshold and deduct Pay As You Earn (PAYE) tax from employees' salaries.

CIPC Company Registration

Compulsory upon company formation to comply with the Companies Act and keep company records up to date.

CIPC beneficial Ownership

Compulsory for every company. Annual return can not be done until BO is submitted. (Compilation of Share Certificate, Beneficial Interest Register, Share Register, Mandate Resolution, Disclosure)

UIF Registration

Observe that employees are registered with the Unemployment Insurance Fund (UIF) in line with South African legal requirements, thus protecting your employees.

Import-Export License

Simplify the process of acquiring import and export licenses, enabling your business to engage in international trade with confidence.

VAT Registration

Register for Value-Added Tax (VAT) in under a month, unlocking potential benefits and ensuring your business meets all VAT obligations.

Testimonials

What our happy Customers say

"I just want to say a quick thank you for the efficient and professional service! You have made my tax returns easy and something that I now look forward to every year – especially when I get my refund from the TAX MAN!"

"Your service has been incredible and has made my life so much easier... I would recommend The TTT Tax Services to anyone that asks!"

"Just a quick Thank you for the excellent service that I received from you! It was really the ‘easiest’ & hassle free tax return."

"Thank you for your assistance in getting me up to date with SARS and indeed the surprise of getting a refund."

"The continuous communication and update on the progress of your claims is excellent and the final result was a positive one... I highly recommended The TTT Tax Services to any individual or business that needs professional and fast service."

"After dealing with The TTT Tax Services I now look forward to each year's tax return, thanks to the consecutive amazing results, to me tax season is 13th paycheck time!"

Tax, insurance and accounting services – all in one place. What can we help you with?

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