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Stay informed with expert insights, tax tips, financial advice, and the latest updates from SARS. Our blog is here to help South Africans make smart financial decisions with clarity, confidence, and support you can trust.

What happens if you don’t submit your tax return?
The real cost of SARS administrative penalties, which run from R250 to R16,000 a month and keep accruing for years. Here are the actual numbers.

Crypto Tax in South Africa 2026: SARS’s New Audit Unit Explained
If you hold or trade cryptocurrency in South Africa, there’s a new SARS unit whose job is finding people who haven’t declared it properly. On

The Biggest Tax Mistakes South Africans Will Make in July 2026
Every July, millions of South Africans make the same mistake. It costs them thousands of rands. It takes seconds to make. And by the time

SARS Tax Season 2026 Filing Dates
SARS has confirmed the official Income Tax Return filing dates for 2026. This filing season covers the 2026 year of assessment: 1 March 2025 to

SARS e-Filing Directive Errors: What Every South African Taxpayer Needs to Know
If you have interacted with your employer’s payroll department, a retirement fund administrator, or a tax practitioner recently and been told there is a delay

Commission Earners & Tax in South Africa (SARS Code 3606)
If you earn commission in South Africa — as an estate agent, financial advisor, insurance broker, car salesperson, or any other performance-based role — SARS

The Biggest Tax Changes in 2026 That Could Cost You Money
The South African tax environment is changing faster than most people realise — and 2026 is the year those changes start hitting taxpayers in the

Budget Speech 2026: What It Means for You and How to Respond
The 2026 South African Budget Speech has been tabled, and while it offers some welcome relief, it also introduces higher living costs and stricter compliance expectations. At TTT

Provisional Tax Deadlines 2027: What to Do Before 22 January and 26 February
Updated October 2026 If you’re self-employed, freelance, earn commission, or have rental or investment income, the next few months matter. Provisional taxpayers have two separate

Mid-Year Tax Check-In: 5 Smart Moves to Stay Ahead Before the Deadline
It’s July — and that means we’re officially in the thick of tax season. If you haven’t submitted your return yet, don’t panic. You still

Individual Tax Season in South Africa: What You Need, What You Can Claim, and When to Start
If the phrase “tax season” sends a chill down your spine, you’re not alone. Every year, millions of South Africans scramble to make sense of

Money, Mindset & Mission: A Quick Q&A with our CEO, Roscoe Dekker
At the helm of TTT Financial Group is Roscoe — our CEO, co-founder, and a firm believer that financial planning isn’t just for the wealthy,
