Free SARS Tax Calculators for South Africans

Every calculator on this page is built directly from current SARS tax tables and checked by TTT Financial Group’s registered tax practitioners, not a generic overseas template. No sign-up, no email required, and every result comes with a explanation of how SARS actually calculates it.

Why Use TTT's SARS Tax Calculators?

Most “tax calculators” online get built once, published, and left untouched, even after SARS updates its tables. TTT Financial Group has been a registered tax practice since 2012, filing returns and provisional tax for over 16,000 South Africans. We built these 29 calculators using the same SARS rates, rebates, thresholds and formulas our consultants use every day, and we review them each time SARS or the Minister of Finance updates a figure. Most of that review work happens straight after the annual Budget Speech.

Every calculator gives you an instant estimate plus a short explanation of the SARS rule behind the number. You’ll understand why you owe or are owed that amount, not just the figure itself.

Salary & Income Calculators

Whether you’re checking your monthly take-home pay, working out what a bonus will actually put in your pocket, or negotiating a new salary, these calculators cover every angle of PAYE, UIF and personal income tax in South Africa.

PAYE / Salary Tax

Work out your income tax, UIF and monthly take-home pay.

Tax Refund

Find out if SARS owes you money when you file your return.

Bonus Tax

See the PAYE on your annual bonus and what lands in your pocket.

Tax Bracket

See which SARS income tax bracket and marginal rate apply to you.

Net to Gross Salary

Work backwards from take-home pay to the gross salary you need.

Hourly to Salary

Convert an hourly rate into a monthly and annual salary.

UIF Calculator

Your UIF contributions, the earnings ceiling, and what the Fund pays out.

Investments & Wealth Calculators

SARS taxes investment income very differently depending on the type. Capital gain, interest, dividend, or retirement withdrawal each has its own exclusions, exemptions and rates. These calculators help you see the actual tax impact before you sell, withdraw, or trade.

Capital Gains Tax

Tax on selling shares, property or crypto after exclusions.

Retirement Lump Sum

Estimate the tax on a retirement fund lump-sum withdrawal.

Two-Pot Withdrawal

Model the tax impact of a two-pot retirement withdrawal.

TFSA Calculator

See the tax you save with a Tax-Free Savings Account.

Crypto Tax

Capital gain or trading income? Work out the tax on your crypto both ways.

Taxable Local Interest

How much of your local interest is tax-free, and the tax on the rest.

Foreign Dividends

Tax on offshore dividends after the exemption and foreign tax credit.

Retirement Savings

What SARS lets you deduct for retirement contributions, and what it saves you.

Property & Life Events Calculators

Buying a home, claiming a home office, driving for work, renting out a property, or going through a retrenchment all trigger specific SARS rules. These calculators walk you through the numbers for the moments that matter most.

Travel Deduction

Compare the methods to maximise your travel deduction.

Company Car Tax

Fringe-benefit tax on an employer-provided company car.

Medical Aid Credits

See how medical scheme tax credits affect your return.

Rental Income Tax

Tax on your rental income after allowable expenses.

Retrenchment Tax

Tax on a retrenchment or severance package at SARS rates.

Donations Tax

Donations tax payable and the annual exemption that applies.

Home Office

See what you can claim for a home office, and what section 23(m) disallows.

Property Transfer Cost

Transfer duty, conveyancing, bond and Deeds Office costs on a purchase.

Business Calculators

Running a business or registered as provisional taxpayer brings its own set of SARS obligations: VAT, IRP6 payments, payroll deductions and depreciation allowances. These calculators are built for business owners, freelancers and commission earners who need to stay ahead of SARS deadlines.

VAT Calculator

Add or strip out 15% VAT, and check the registration threshold.

Provisional Tax

Work out your two IRP6 payments and check your under-estimation penalty risk.

Provisional Taxpayer Check

Find out whether SARS treats you as a provisional taxpayer, and why.

Small Business Income Tax

Check if you qualify as a Small Business Corporation and what it saves you.

Payroll Tax

Every line on your monthly EMP201: PAYE, UIF, SDL and the ETI set-off.

Wear & Tear

Depreciation allowances on assets you use for work.

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