Crypto Tax Calculator
Crypto Tax Calculator
Capital gain or trading income? Work out the tax on your crypto both ways.
How it works: If you trade often or in a business-like way, SARS treats your profit as income, taxed in full at your marginal rate. If you hold crypto as a long-term investment, it is a capital gain: the first R50 000 is excluded and 40% of the rest is taxed.
Frequently asked questions
Does SARS know about my crypto?
Increasingly, yes. The Crypto-Asset Reporting Framework took effect on 2 March 2026, and crypto platforms are required to report user and transaction data to SARS.
Can I offset crypto losses?
Trading losses can reduce other income. Capital losses are carried forward against future capital gains.