TFSA Calculator
Tax-Free Savings Account (TFSA) Calculator
See how much tax you save with a Tax-Free Savings Account and track your annual and lifetime limits.
How it works: Interest, dividends and growth inside a TFSA are never taxed, and withdrawals are tax-free. The calculator compares your TFSA with the same investment in a taxable account.
2026/27 figures: Annual limit R46 000 (was R36 000). Lifetime limit R500 000 (unchanged). Contributions above either limit are taxed at 40%.
Frequently asked questions
If I withdraw, can I put the money back?
Yes, but the replacement counts as a new contribution against both limits.
Does the limit apply per account?
No. It applies across all your TFSAs combined.